Quote:
Originally Posted by tubman
Does State Farm even offer "Agreed Value" insurance? Ever since I was a kid, they had a reputation of being hard to deal with.
If it's not specifically stated as being "Agreed Value" it is NOT the same, no matter what they tell you. "Stated Value" is NOT the same as "Agreed Value".
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Hey Denny, My home insurance has replacement cost coverage which means you insure the house for what the cost of replacement is. I am not sure about "Agreed value" as far as the vehicle insurance. I believe that many folks try to deceive after a loss and the adjusters are quite good at detecting that. All the claims that I have had were hail related to houses and vehicles. I could not have been treated better. I am a satisfied SF member that has built a relationship of trust that goes both ways.