01-04-2017, 01:00 AM | #1 |
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Join Date: Jun 2010
Location: Murrieta, CA
Posts: 637
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Insurance
I know there are a lot of classic car insurance companies out there. Want to know the best. My issue is that I have a project and I have heard some won't insure in any state of project unless its complete. What is your experience with this??? I have over $18k in parts (exactly what I know the truck is worth). What companies will work with me and whats the procedure? Thanks
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01-04-2017, 03:41 AM | #2 |
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Join Date: May 2010
Location: East Hartford, Ct
Posts: 5,898
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Re: Insurance
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01-04-2017, 06:06 AM | #3 |
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Location: Belleville,MI
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Re: Insurance
Haggerty covered mine in project state, very affordable too.
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01-04-2017, 06:34 AM | #4 |
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Join Date: Jan 2012
Location: Roswell NM
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Re: Insurance
Hagerty is who I use. Im happy with them.
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01-04-2017, 06:38 AM | #5 |
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Join Date: May 2013
Location: Wellington, Kansas
Posts: 444
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Re: Insurance
Thank you for posting this, and for the responses. I am ready to insure my fordor, and went to the Hagerty website. Was surprised at how reasonable they are. That is who I am going with. Not affiliated with them in any way.
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01-04-2017, 07:14 AM | #6 |
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Location: Miami Oklahoma
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Re: Insurance
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01-04-2017, 07:15 AM | #7 |
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Location: Tinley Park Ill
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Re: Insurance
I have had excellent service from Grundy also.
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01-04-2017, 07:15 AM | #8 |
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Join Date: May 2010
Location: Holland Mi
Posts: 627
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Re: Insurance
4x Hagerty. Paul
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01-04-2017, 08:04 AM | #9 |
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Join Date: Jun 2013
Location: Marana Arizona
Posts: 1,771
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Re: Insurance
American Family has a very reasonable special coverage for project cars.
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01-04-2017, 09:17 AM | #10 |
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Join Date: Feb 2014
Location: W.Pa
Posts: 103
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Re: Insurance
Grundy covered my truck while in the project stage. Sent them some pics and told them how much I had in it. Reasonable rates too.
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01-04-2017, 10:34 AM | #11 |
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Join Date: May 2010
Location: Napa,California
Posts: 6,007
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Re: Insurance
I also use Grundy. Very reasonable rates and they are excellent when it comes to handling their claims. The vehicle whether a runner or a project must be stored in an enclosed building. Car ports are a no no.
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01-04-2017, 10:35 AM | #12 |
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Join Date: Feb 2013
Location: Pittsford NY. USA
Posts: 1,094
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Re: Insurance
I've always had J C Taylor . Good to deal with .
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01-04-2017, 11:27 AM | #13 |
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Location: NorCal
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Re: Insurance
Hagerty or Grundy
You won't go wrong with either one |
01-04-2017, 01:14 PM | #14 |
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Join Date: May 2010
Location: Near Rising Sun, Maryland
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Re: Insurance
Same here. 10 years with Grundy. Had one claim for damaged front fender and they had an adjuster to my house to make an acessement very quickly. Recieved a check about 2-3 days later. Rates are also reasonable.
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01-04-2017, 02:55 PM | #15 |
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Join Date: Aug 2012
Location: Takoma Park, MD
Posts: 2,811
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Re: Insurance
I have JC Taylor, too. Not sure about the others, but with JCT, after two cars, they provide a discount on additional cars, assuming you can't drive them all at the same time, I figure.
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01-04-2017, 06:10 PM | #16 |
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Join Date: May 2010
Posts: 2,787
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Re: Insurance
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01-04-2017, 06:44 PM | #17 |
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Join Date: Jul 2010
Location: 36 miles north of Albany NY
Posts: 2,931
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Re: Insurance
I have Hagerty, my car is complete so I don't know if they cover projects. I am happy with the price I pay for the year.
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01-04-2017, 06:58 PM | #18 |
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Join Date: Aug 2012
Location: Takoma Park, MD
Posts: 2,811
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Re: Insurance
Hagerty does a lot to support the hobby. I don't have insurance through them, but their level of commitment to the hobby seems to exceed others.
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01-04-2017, 07:18 PM | #19 |
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Join Date: Jan 2014
Location: Orcas Island Washington
Posts: 4,846
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Re: Insurance
For guys like me that don't paint them, are they ( Hagerty) ok with that? I am by no means a rat rod guy, I like them stock and safe, but some of my stuff looks 'unrestored' and a friend said his company wouldn't insure cars like that. My trucks have always been on my business insurance as regular workers, but I have a few now that don't haul anything and would like to go 'collector' on them.
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01-04-2017, 07:21 PM | #20 |
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Join Date: Dec 2014
Location: Miami Oklahoma
Posts: 535
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Re: Insurance
They do agreed value. Your premium reflects the value you insure your car for. I don`t think paint would be an issue.
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