The Ford Barn

hardtimes · 01-12-2021, 02:11 PM

Any of you guys insure your cars with Hagerty ((?) ?
I've been with AAA for 50 some years.
I don't know what has changed, but they seem to not want my old car business these days....!!

Wondering how Hagerty works for OLD car insurance ?
Thanks for any/all helpful info.

How about Grundy (?) sp....

ct1932ford · 01-12-2021, 02:17 PM

I had a small company for years, now they changed my policy to Hagerty. No issues but then I have had no problems either. I hear they are good and understand the hobby.

19Fordy · 01-12-2021, 02:17 PM

Read thru these threads obtained via a SEARCH. Might be helpful. You can zip over to HAMB and do the same.
https://www.fordbarn.com/forum/searc...rchid=20109310

TJ · 01-12-2021, 02:17 PM

I have Grundy, but have friends who have Hagerty. Comparing notes when it comes to having a claim both companies respond very well and take care of the policy holder. I think you will find as I did that they will also save you money on the premiums. I cut my premiums in half from State Farm who used to carry my old Fords.

Tony, NY · 01-12-2021, 03:28 PM

Quote:

Originally Posted by TJ

I have Grundy, but have friends who have Hagerty. Comparing notes when it comes to having a claim both companies respond very well and take care of the policy holder. I think you will find as I did that they will also save you money on the premiums. I cut my premiums in half from State Farm who used to carry my old Fords.

It's been my experience that the big ins. companies become the middle man and have a smaller classic car ins co. do the insuring. Therefore more expensive.

Gene F · 02-13-2021, 03:16 PM

Sponsored Links (Register now to hide all advertisements)

Quote:

Originally Posted by TJ

I have Grundy, but have friends who have Hagerty. Comparing notes when it comes to having a claim both companies respond very well and take care of the policy holder. I think you will find as I did that they will also save you money on the premiums. I cut my premiums in half from State Farm who used to carry my old Fords.

And when you have a claim with S/F you are not treated "square". Guy in my club is an attorney, and knows it all. Tells us "...my agent..." Yeah right.

Hagerty here.

V8ER · 01-12-2021, 02:36 PM

I started with J. C. Taylor, went to Grundy when the premiums went up, went to Hagerty when the premiums went up. Hagerty is the best. You set your vehicle values.

oldford2 · 01-12-2021, 04:56 PM

Quote:

Originally Posted by hardtimes

Any of you guys insure your cars with Hagerty ((?) ?
I've been with AAA for 50 some years.
I don't know what has changed, but they seem to not want my old car business these days....!!

Wondering how Hagerty works for OLD car insurance ?
Thanks for any/all helpful info.

How about Grundy (?) sp....

I have been with J C Taylor for my old cars for 30 years. I hit my fence pulling my 46 out of the shop and the rear suicide door opened and caught and bent back. Sickening. I submitted a claim to J C Taylor. They have Foremost do their claim work. I submitted pictures and an estimate from a licensed repair shop. The adjuster called me and asked if based on the damage was that enough to cover the damage. I said it should do and shortly after got a check for the repairs.
Great service and I am happy.
John

Vics Stuff · 01-12-2021, 08:36 PM

Quote:

Originally Posted by oldford2

I have been with J C Taylor for my old cars for 30 years. I hit my fence pulling my 46 out of the shop and the rear suicide door opened and caught and bent back. Sickening. I submitted a claim to J C Taylor. They have Foremost do their claim work. I submitted pictures and an estimate from a licensed repair shop. The adjuster called me and asked if based on the damage was that enough to cover the damage. I said it should do and shortly after got a check for the repairs.
Great service and I am happy.
John

I have had JC Taylor for over 40 years . Only one claim and they were honest , real fair about my claim and getting my car fixed without any hastles.
Vic

Hal Beatty · 01-12-2021, 05:44 PM

I've had Hagerty for over 20 years; reasonable premiums and have been good to work with, though I've never had to make a claim.

A friend has also had Hagerty for years and has made at least two claims; they've always treated him well and paid promptly.

1948F-1Pickup · 01-12-2021, 05:50 PM

Don't have Hagerty, but it's a very popular choice with the vintage Mustang folks.
My '48 is still with USAA but I will probably be moving it over to Condon Skelly, who insures another one of my vehicles. CS does a agreed value policy and underwrites using a couple of providers, the main one being Ironshore Indemnity.
I was a insurance auto damage appraiser right out of college, so I scrutinized Condon Skelly pretty closely.

BobR35 · 01-12-2021, 06:00 PM

I've been with State Farm since '68 and just recently insured my newly purchased '35 with them. They asked me what my insured value was and they then wanted pictures. Everything very smooth and the insurance cost is less than my motorcycle! I've checked other places as well and decided to stick with SF. I believe in keeping the insurance companies honest about every two years and always check at least two sources. Happy hunting!

Marcus · 01-12-2021, 07:05 PM

Hardtimes - Count me strongly in the Hagerty arena; all the above favorable comments, plus something that I have never heard of with other insurers (and I have USAA on my daily drivers): Hagerty now has Cherished Salvage Coverage. In my case, (and just as an example because I have 6 hot rods and antiques insured by them), the additional coverage was $16 per year on a $30k Mustang. What this means in simple terms, is that if the car is totaled, Hagerty writes a check for the agreed upon value, PLUS I keep the car - mine to do with as I please.
I am not an agent for Hagerty, nor have any vested interest - but these policy perks put Hagerty way out in front, for me.
Y'all stay safe!

tubman · 01-12-2021, 07:44 PM

Quote:

Originally Posted by 1948F-1Pickup

Don't have Hagerty, but it's a very popular choice with the vintage Mustang folks.
My '48 is still with USAA but I will probably be moving it over to Condon Skelly, who insures another one of my vehicles. CS does a agreed value policy and underwrites using a couple of providers, the main one being Ironshore Indemnity.
I was a insurance auto damage appraiser right out of college, so I scrutinized Condon Skelly pretty closely.

I'd be careful with Condon & Skelly right now. I have had them for over 30 years, and my last communication with them is that they are no longer associated with "Ironshore Indemnity Inc.". Included in the renewal packet I got from them was "Notice of Non-Renewal of Insurance from Ironshore indemnity" They will allow me to renew the policy, but they are no longer associated with Ironshore Indemnity.

I'm in the process of looking into this situation. I think there may be something going on in the old car insurance business these days.

1948F-1Pickup · 01-12-2021, 09:16 PM

Quote:

Originally Posted by tubman

I'd be careful with Condon & Skelly right now. I have had them for over 30 years, and my last communication with them is that they are no longer associated with "Ironshore Indemnity Inc.". Included in the renewal packet I got from them was "Notice of Non-Renewal of Insurance from Ironshore indemnity" They will allow me to renew the policy, but they are no longer associated with Ironshore Indemnity.

I'm in the process of looking into this situation. I think there may be something going on in the old car insurance business these days.

That's news to me. I'll check into it.
My current policy period is August 2020 to August 2021. Ironshore Indemnity is at the top of the declarations page....

Big Red 51 · 01-12-2021, 10:50 PM

Have had Hagerty for several cars for 20 years. Great rates and great to work with. Had a vehicle damaged in transit on a popular enclosed transport.

Transport was difficult to work with. During the process I called Hagerty just to report the incident and that I was working with the transporter.
The next day they had an inspector out to look at the paint damage, asked me to get an estimate from my choice of painters. I had the check from Hagerty when job was completed. They went after the Transport Company and got them to pay. You can't have better service than that. Good rates.
Don

Gene F · 02-22-2021, 06:39 PM

Quote:

Originally Posted by Big Red 51

Have had Hagerty for several cars for 20 years. Great rates and great to work with. Had a vehicle damaged in transit on a popular enclosed transport.

Transport was difficult to work with. During the process I called Hagerty just to report the incident and that I was working with the transporter.
The next day they had an inspector out to look at the paint damage, asked me to get an estimate from my choice of painters. I had the check from Hagerty when job was completed. They went after the Transport Company and got them to pay. You can't have better service than that. Good rates.
Don

Service sure counts, don't it!

Obsolete Jim · 01-27-2021, 11:35 PM

Used several insurers years ago. Went to Hagerty about 15 years ago. No regrets!
Great to work with. Knows our needs. Prices VERY reasonable. Had one claim 8 years ago and was quickly and professionally handled to my complete satisfaction. I give 'em a 10.

bobsmanstuff · 02-07-2021, 10:33 AM

We have had different cars over the years and insure with American Modern. Right now I have a 53 Customline. In the past I had 30 pick up and a 46 chev fleetmaster. The fleetmaster one day rolled backwards in the yard and hit a tree. Thinking it wouldn't be covered I called and it was.

DavidG · 01-12-2021, 07:16 PM

There seems to be a basic misunderstanding about the roles Hagerty and J.C.Taylor play in this process. Neither of them is an insurance company, they are insurance agents and your underlying insurer is a behind-the-scence insurance company, not the insurance agent. They are your interface and act on your behalf, but do not actually insure your vehicle, nor do they have the financial assets to do so.

01-12-2021, 02:11 PM	#1
hardtimes Senior Member Join Date: May 2010 Location: South California Posts: 6,188	Hagerty insurance ? Any of you guys insure your cars with Hagerty ((?) ? I've been with AAA for 50 some years. I don't know what has changed, but they seem to not want my old car business these days....!! Wondering how Hagerty works for OLD car insurance ? Thanks for any/all helpful info. How about Grundy (?) sp.... Last edited by hardtimes; 01-12-2021 at 02:14 PM. Reason: ............

01-12-2021, 02:17 PM	#2
ct1932ford Senior Member Join Date: Oct 2011 Location: CT. Posts: 596	Re: Hagerty insurance ? I had a small company for years, now they changed my policy to Hagerty. No issues but then I have had no problems either. I hear they are good and understand the hobby. __________________ A man should do what he thinks best! "The Duke"

01-12-2021, 02:17 PM	#3
19Fordy Senior Member Join Date: May 2010 Location: Coral Springs FL Posts: 10,950	Re: Hagerty insurance ? Read thru these threads obtained via a SEARCH. Might be helpful. You can zip over to HAMB and do the same. https://www.fordbarn.com/forum/searc...rchid=20109310

01-12-2021, 02:17 PM	#4
TJ Senior Member Join Date: May 2010 Location: Napa,California Posts: 6,037	Re: Hagerty insurance ? I have Grundy, but have friends who have Hagerty. Comparing notes when it comes to having a claim both companies respond very well and take care of the policy holder. I think you will find as I did that they will also save you money on the premiums. I cut my premiums in half from State Farm who used to carry my old Fords.

01-12-2021, 02:36 PM	#7
V8ER Senior Member Join Date: May 2010 Location: near Pittsburgh, PA Posts: 403	Re: Hagerty insurance ? I started with J. C. Taylor, went to Grundy when the premiums went up, went to Hagerty when the premiums went up. Hagerty is the best. You set your vehicle values.

01-12-2021, 05:44 PM	#10
Hal Beatty Senior Member Join Date: Jul 2012 Location: Bellingham, WA Posts: 213	Re: Hagerty insurance ? I've had Hagerty for over 20 years; reasonable premiums and have been good to work with, though I've never had to make a claim. A friend has also had Hagerty for years and has made at least two claims; they've always treated him well and paid promptly.

01-12-2021, 05:50 PM	#11
1948F-1Pickup Senior Member Join Date: Oct 2015 Location: Socal Posts: 795	Re: Hagerty insurance ? Don't have Hagerty, but it's a very popular choice with the vintage Mustang folks. My '48 is still with USAA but I will probably be moving it over to Condon Skelly, who insures another one of my vehicles. CS does a agreed value policy and underwrites using a couple of providers, the main one being Ironshore Indemnity. I was a insurance auto damage appraiser right out of college, so I scrutinized Condon Skelly pretty closely.

01-12-2021, 06:00 PM	#12
BobR35 Senior Member Join Date: Dec 2020 Location: Pt. St. Lucie, FL Posts: 104	Re: Hagerty insurance ? I've been with State Farm since '68 and just recently insured my newly purchased '35 with them. They asked me what my insured value was and they then wanted pictures. Everything very smooth and the insurance cost is less than my motorcycle! I've checked other places as well and decided to stick with SF. I believe in keeping the insurance companies honest about every two years and always check at least two sources. Happy hunting!

01-12-2021, 07:05 PM	#13
Marcus Senior Member Join Date: May 2010 Location: Walnut Grove, Mississippi Posts: 607	Re: Hagerty insurance ? Hardtimes - Count me strongly in the Hagerty arena; all the above favorable comments, plus something that I have never heard of with other insurers (and I have USAA on my daily drivers): Hagerty now has Cherished Salvage Coverage. In my case, (and just as an example because I have 6 hot rods and antiques insured by them), the additional coverage was $16 per year on a $30k Mustang. What this means in simple terms, is that if the car is totaled, Hagerty writes a check for the agreed upon value, PLUS I keep the car - mine to do with as I please. I am not an agent for Hagerty, nor have any vested interest - but these policy perks put Hagerty way out in front, for me. Y'all stay safe! __________________ WARM REGARDS, MARCUS

01-12-2021, 10:50 PM	#16
Big Red 51 Senior Member Join Date: May 2010 Location: Central New Jersey Posts: 131	Re: Hagerty insurance ? Have had Hagerty for several cars for 20 years. Great rates and great to work with. Had a vehicle damaged in transit on a popular enclosed transport. Transport was difficult to work with. During the process I called Hagerty just to report the incident and that I was working with the transporter. The next day they had an inspector out to look at the paint damage, asked me to get an estimate from my choice of painters. I had the check from Hagerty when job was completed. They went after the Transport Company and got them to pay. You can't have better service than that. Good rates. Don

01-27-2021, 11:35 PM	#18
Obsolete Jim Junior Member Join Date: Dec 2012 Location: Southern Maryland Posts: 20	Re: Hagerty insurance ? Used several insurers years ago. Went to Hagerty about 15 years ago. No regrets! Great to work with. Knows our needs. Prices VERY reasonable. Had one claim 8 years ago and was quickly and professionally handled to my complete satisfaction. I give 'em a 10. __________________ Obsolete Jim

02-07-2021, 10:33 AM	#19
bobsmanstuff Senior Member Join Date: Sep 2018 Location: Mora Minn Posts: 167	Re: Hagerty insurance ? We have had different cars over the years and insure with American Modern. Right now I have a 53 Customline. In the past I had 30 pick up and a 46 chev fleetmaster. The fleetmaster one day rolled backwards in the yard and hit a tree. Thinking it wouldn't be covered I called and it was.

01-12-2021, 07:16 PM	#20
DavidG Senior Member Join Date: May 2010 Location: southeastern Michigan Posts: 10,102	Re: Hagerty insurance ? There seems to be a basic misunderstanding about the roles Hagerty and J.C.Taylor play in this process. Neither of them is an insurance company, they are insurance agents and your underlying insurer is a behind-the-scence insurance company, not the insurance agent. They are your interface and act on your behalf, but do not actually insure your vehicle, nor do they have the financial assets to do so.