01-27-2019, 04:12 PM | #21 | |
Member
Join Date: Jun 2016
Location: SoCal
Posts: 47
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Re: Insurance
Quote:
Yup, Same here. Switched from Haggerty a few years ago. Adam at the Corvette museum is a great guy and easy to work with. |
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01-27-2019, 04:46 PM | #22 |
Senior Member
Join Date: Aug 2018
Posts: 2,332
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Re: Insurance
I use Hagerty. In 2011 when I 1st got the A and insured it I also looked a t Grundy. The paperwork was a lot simpler than Grundy. This is why I chose Hagerty. At the time I had a Bonded Title, might have had something to do with it.
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01-27-2019, 08:06 PM | #23 |
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Join Date: Mar 2013
Location: Bend Or.
Posts: 1,056
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Re: Insurance
I have had Hagerty for a number of years, and their restrictions are basically it should be used for shows, meets, club events and occasional personal driving. Never knew anyone being denied. Those that are used to regular insurance don't realize how inexpensive collector insurance can be. You place the value on your vehicle. It is an agreed value and the premium reflects that.
I believe I am paying about $175 per year for my $15k roadster. That is for full coverage, maybe $100 deductible. The second and third cars are drastically cheaper. I have two others valued at about $12k and $15k, and they cost about $50 to $60 each.
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Bill Worden 1929 Roadster 1929 Briggs Town Sedan 1930 Closed Cab pickup Smith Motor Compressor 1951 Ford F1 High Desert Model A's |
01-28-2019, 08:43 AM | #24 |
Senior Member
Join Date: Nov 2018
Location: North Eastern MD
Posts: 486
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Re: Insurance
I have Grundy. No restrictions on use, just cant use it as a daily driver. Car must be mostly original (no hot rods) and kept in a garage. After reading the policy I talked to an agent in person to clarify. I have an agreed value of 30k and pay $175 per year. Problem with not using a classic car policy is agreed value. Hagerty was very similar.
(car is not a model a) |
01-28-2019, 11:59 AM | #25 |
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Join Date: Jun 2010
Location: (Old)Shasta (Redding) CA
Posts: 385
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Re: Insurance
Hagerty,,, Lost my home and shop to a wildfire, (saved the cars). Hagerty quickly and fully paid off on the tools and parts part of the policy With few questions
JB
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01-28-2019, 12:13 PM | #26 |
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Join Date: Aug 2018
Posts: 2,332
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Re: Insurance
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Last edited by 30 Closed Cab PU; 01-28-2019 at 12:13 PM. Reason: typo |
01-28-2019, 03:01 PM | #27 |
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Join Date: Apr 2013
Posts: 293
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Re: Insurance
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01-28-2019, 03:34 PM | #28 |
Member
Join Date: Jun 2017
Location: Bismarck, ND
Posts: 84
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Re: Insurance
Hagerty through my local agent
'29 Tudor insured for $12,000 for around $150/year. Minimal restrictions |
01-28-2019, 03:41 PM | #29 |
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Join Date: Mar 2017
Location: Connecticut Shoreline
Posts: 1,821
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Re: Insurance
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01-28-2019, 08:02 PM | #30 |
Senior Member
Join Date: May 2010
Location: wheeling west virginia
Posts: 231
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Re: Insurance
Highly recommend Hagerty, had claim and were very quick. Reasonable premium and little restrictions, would recommend to call them..very happy with there service!!!
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01-28-2019, 08:10 PM | #31 | |
Senior Member
Join Date: Apr 2016
Location: Bellingham, WA
Posts: 1,163
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Re: Insurance
Quote:
I drove the MGB on a 2,000 mile trip last summer. I called Grundy to let them know that the car would not be in a locked garage every night on that trip. The told me "No problem. Thanks for letting us know".
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All steel from pedal to wheel |
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01-28-2019, 11:38 PM | #32 |
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Join Date: Mar 2013
Location: Columbus Nebraska
Posts: 171
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Re: Insurance
I am using Hagerty now. I have used JC Taylor, and Condon and Skelly, and now Hagerty. Some companies have a problem with the fact that I have 2 drivers, (myself, and my wife). and only one normal everyday driver car with regular insurance. One company, I don't remember which one, also wouldn't let me use my regular driver for our personal car because it was (at the time) over 20 years old.
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01-29-2019, 08:35 AM | #33 |
Senior Member
Join Date: Nov 2018
Location: North Eastern MD
Posts: 486
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Re: Insurance
I stand corrected, I thought for sure when I applied for my policy they stated that the car had to be mostly stock / stock appearing. Maybe they have different categories. I too asked about usage before I signed up and was happy with what I heard. To paraphrase they told me that they encourage people to get their old cars out and drive them. The mg and Porsche must run like crazy with that kind of power!
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01-29-2019, 11:05 AM | #34 | |
Senior Member
Join Date: Apr 2016
Location: Bellingham, WA
Posts: 1,163
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Re: Insurance
Quote:
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All steel from pedal to wheel |
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01-29-2019, 12:25 PM | #35 | |
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Join Date: Aug 2018
Posts: 2,332
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Re: Insurance
Quote:
Love the patina, surprised there is not more visible body rust. Looks like a great every day driver! Perhaps something you would see back in the day. |
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01-29-2019, 12:43 PM | #36 |
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Join Date: Dec 2014
Location: Santa Maria, CA
Posts: 985
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Re: Insurance
Our 3 classics with stated values are insured with Hagerty.
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Alan 1929 Special Coupe 1941 Pick-Up 1955 Victoria |
01-29-2019, 03:18 PM | #37 |
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Join Date: Nov 2018
Location: North Eastern MD
Posts: 486
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Re: Insurance
Dick, that is a beautiful car. Everytime I think I would like to have one showroom new, I see something like this and think how great it would be to have one just like it.
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01-29-2019, 06:31 PM | #38 |
Senior Member
Join Date: Jul 2018
Location: Ms GulfCoast
Posts: 238
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Re: Insurance
We had Grundy for a muscle car I've owned for 10yrs, no claims, a year ago the wife wanted her own muscle car (how cool is that!) so we called Grundy to add a second car, they quoted thru their website, we mailed a check, after serval weeks they returned the check and gave us some BS about adding her car, we are both in our fifties with perfect driving records so we switched over to hagerty. Then when I added my 36 ford, the guy was like; are you ready for this, I figured the quote would be higher, My premiums for 3 collector cars was LESS than 2, I was shocked , love me some hagerty!
FWIW our daily drivers and home are with Allstate. YMMV
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Regards, Todd 1936 FORD Tudor Slantback "cajunhotrodder" on instagram/youtube |
01-29-2019, 08:12 PM | #39 | ||
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Join Date: Apr 2016
Location: Bellingham, WA
Posts: 1,163
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Re: Insurance
Quote:
Quote:
I'm the 3rd owner. Zero rust. I've been through all the mechanical systems but have left the exterior and interior original. Both are nicely tattered.
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All steel from pedal to wheel |
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01-29-2019, 11:14 PM | #40 |
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Join Date: May 2010
Location: Fayetteville, Georgia
Posts: 467
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Re: Insurance
I'd stay away from JC Taylor. I learned the hard way that "uninsured/underinsured" does not apply to property losses. They were great at taking my premiums for over 20 years, but MIA when I suffered a loss. I now use Hagerty and have been very pleased with them. A lady ran into the back of me last Spring. Hagerty was there throughout the claims process- absolutely no problems at any point.
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