Auto Insurance

[sanborn]

All of our vehicles/home/etc. are insured with State Farm. They don't take your "stated value" without an itemized appraisal from a competent appraiser. But, when they see the numbers----they accept the "stated value".

They do offer a unique coverage called "under insured". My local agent stated she has several Bentleys insured this way----because a $25K limit on many drivers policies would not even begin to repair a new Bentley.

I think your service depends upon the local agent.

[Pat/Ohio]

I have switched to Heacock Classic Car Ins. recently after a little research...rates etc. Hope I never need them!

Pat

[paul2748]

Be aware the JC Taylor and Grundy are not the same insurance companies of old. Both have changed hands over the last few years.

The people that took over JC Taylor seem to know nothing about old cars, at least as a friend of mine is concerned. He had a 57 Bird that was hit by a semi and sustained a lot of damage. He had a very hard time convincing Taylor that it was not a RV that the new company specialized in. Then when they sent an adjuster out he really low balled the damage (either through ignorance or on purpose) so much that my friend had to get a lawyer to get compensated. I don't know if they have cleaned up thier act yet.

Grundy was bought out about a year ago and from what I heard they are not very good.

[tierod]

Have used Hagerty over the years for several cars. Had good luck including using their road svc coverage for a flatbed ride for my broken pu

[Vic Piano]

Originally Posted by paul2748

Be aware the JC Taylor and Grundy are not the same insurance companies of old. Both have changed hands over the last few years.

The people that took over JC Taylor seem to know nothing about old cars, at least as a friend of mine is concerned. He had a 57 Bird that was hit by a semi and sustained a lot of damage. He had a very hard time convincing Taylor that it was not a RV that the new company specialized in. Then when they sent an adjuster out he really low balled the damage (either through ignorance or on purpose) so much that my friend had to get a lawyer to get compensated. I don't know if they have cleaned up thier act yet.

Grundy was bought out about a year ago and from what I heard they are not very good.

That's too bad about your friend and his T-Bird. I had a '63 Studebaker Avanti that got wrecked, I had the car covered for $20,000 and got a check from JC Taylor for the full amount in a week, they also provided an Attorney at no cost to me. I know they've changed ownership but I have not had any trouble with them.

[desotoguy]

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Originally Posted by paul2748

Be aware the JC Taylor and Grundy are not the same insurance companies of old. Both have changed hands over the last few years.

The people that took over JC Taylor seem to know nothing about old cars, at least as a friend of mine is concerned. He had a 57 Bird that was hit by a semi and sustained a lot of damage. He had a very hard time convincing Taylor that it was not a RV that the new company specialized in. Then when they sent an adjuster out he really low balled the damage (either through ignorance or on purpose) so much that my friend had to get a lawyer to get compensated. I don't know if they have cleaned up thier act yet.

Grundy was bought out about a year ago and from what I heard they are not very good.

If the Tbird was hit by a semi, why didn't the semi libiality cover the repair?

[barnstuf]

I have been insured by Grundy for many years and have never had a claim. I am in Massachusetts where liability insurance is compulsory. I paid my Grundy policy bill the day I received it, yet two months later I received a letter from them that they had notified the Registry of Motor Vehicles that the liability insurance on my cars was to be cancelled in 10 days for non payment and therefore my registrations would be revoked. I phoned Grundy and told them I had a cancelled check for the payment. I mailed them a photocopy of the cancelled check, the cancellation was revoked, but they did not apologize for their error and this leaves a bad taste in my mouth. I have heard through other sources that their record keeping is not well organized. On another note I have a friend who applied to Grundy for coverage on three antique cars, all being original condition survivors, a perfect driving record, was refused coverage as his cars were not restored. They are not what they used to be.

[paul2748]

Originally Posted by desotoguy

If the Tbird was hit by a semi, why didn't the semi libiality cover the repair?

I don't know the particulars on this, but on my regular cars I have gone through my insurance company rather than the other persons (who was at fault) in order to get the car repaired and let the insurance co's fight it out (subrogation I believe its called)

[Hotrodladycrusr]

Originally Posted by geri.hilton

I heard people recommend AARP old car insurance. How it works is, if you’re age 50 or over, you can join the AARP (that has a lot of other discounts for the retired too). The AARP has a deal with The Hartford Insurance Company that enables them to offer group rates to their members. Good coverage at affordable prices. So I’d say get a quote from them.

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