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Hi Randy,
Good question, & good answers.
One (1) experience: in about 1959:
I had installed an almost perfect B engine in my 1930 coupe whereby everything was going great for several thousand miles.
While driving one day, all of a sudden I heard an engine knock. Turned around, came home, dropped the oil pan only to find the cast iron on the oil pump broken mid-way up the shaft. At that time, it was devastating to loose the No. 1 connecting rod bearing on a recently purchased $25.00 Model A.
In my opinion, if one ever gets shot at with real bullets, one realizes it makes far more sense to carry a gun; & if one ever looses an engine with a broken oil pump, it makes far more sense to have an oil gauge to observe psi readings now & then.
I have an oil gauge -- and after over 50 years, nobody has to remind me to look at it now & then -- & I still jump when I hear loud thunder and/or loud fireworks at close range.