[Marcus]

Hardtimes - Count me strongly in the Hagerty arena; all the above favorable comments, plus something that I have never heard of with other insurers (and I have USAA on my daily drivers): Hagerty now has Cherished Salvage Coverage. In my case, (and just as an example because I have 6 hot rods and antiques insured by them), the additional coverage was $16 per year on a $30k Mustang. What this means in simple terms, is that if the car is totaled, Hagerty writes a check for the agreed upon value, PLUS I keep the car - mine to do with as I please.
I am not an agent for Hagerty, nor have any vested interest - but these policy perks put Hagerty way out in front, for me.
Y'all stay safe!