Quote:
Originally Posted by PC/SR
I use Hagerty because it has restrictions I could live with, but all the specialty insurers have restrictions in the fine print, mileage, modern car, no speed events or hillclimbs, etc. Regular insurance does not have the restricions. When I go to a hillclimb, I add the A to my regular insurance then take it off after the meet. Pay for the additional car for a month then get a refund for the rest.
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Does your regular insurance permit timed events like hill climbs?
My "Regular Insurance" excludes these events, too.
Specifically,
"Race, speed contest, or speed test includes, but is not limited to:"
"A competition against other people, vehicles, or time"..
or
"Any activity that challenges the speed or handling .... " et al
I'll bet Your "Regular Insurance" mirrors your Hagerty Policy too.
Imagine being covered for collision at a Demo Derby?
