Quote:
Originally Posted by PC/SR
I use Hagerty because it has restrictions I could live with, but all the specialty insurers have restrictions in the fine print, mileage, modern car, no speed events or hillclimbs, etc. Regular insurance does not have the restricions. When I go to a hillclimb, I add the A to my regular insurance then take it off after the meet. Pay for the additional car for a month then get a refund for the rest.
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All insurance policies have restrictions on races or contests. My modern cars all do.
Your modern car policy is primary if you have a wreck, if you have Hagerty. I never bothered asking about the restrictions. Funny, most cars in Michigan have historic plates that restrict usage anyway, but no one cares.