Quote:
Originally Posted by russcc
DavidG had a point that we should all understand. Hagery,Taylor or Grundy are simply special insurance agents that focus on vintage vehicles, and they could use the same insurance company. Grundy uses Philadelphia Indemnity for example. Another important point here is; shop around between them every couple years to keep them honest, and see if someone is offering a lower rate or some other benefit. Familiarity breeds contempt. I have been in the Risk Management field at the fringe of the insurance industry for years, and most insurance is waste of money if you can manage your own risk. How do you replace an original '34 roadster if it is lost. You don't, so insurance money you get for it is useless.
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You make an important point. If my car gets stolen I really want my car back in one piece. I'll never find another one all fixed up the way I want it, with the reliability I require. And the cash is generally not enough to even begin the treasure hunt all over gain.