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Old 11-27-2011, 09:30 AM   #4
BRENT in 10-uh-C
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Join Date: May 2010
Location: Eastern Tennessee
Posts: 11,534
Default Re: Fire damage to my Model A

Wow, sorry to hear about your garage.

I have dealt with collector car insurance claims in my line of work and the two things now is what does it take to return the car back to a condition 30 seconds prior to the fire. For the interim, you need to hold tight and let the adjuster make his notes and document what he sees first before you do anything. Then you can look at what he is proposing and see if it aligns with your mindset. If not, you can start to negociate. If you two initially settle on a price and later find there is supplemental damage, it is much more difficult then. Depending on the limits of your policy, it may be beneficial to find a shop up your way that is very familiar with your Model A bodystyle that can correctly repair the damage.
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