Re: Insurance
I too have Hagerty and agree that it is reasonably cheap. That's all well and fine but I'd like to know what other's experiences have been when they had a claim. I haven't had a claim and hope not to have.
I had State Farm years ago on my home and regular cars, because it cost less than their competition. Well, when I had my first claim, I found out why it was so cheap. They shafted me and then I started hearing all the horror stories about them. I assume by now they have probably changed or they'd probably be out of business by now. Have not heard of any recent problems with them.
I switched to Liberty and for years they were very good, rates and paying for small claims. Then they started inching up the rates to ridiculous. I then switched to USAA and got the same coverage for half the price. Have been pleased with them regarding a home owner claim regarding storm damage.
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