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77Birdman · 01-13-2021, 08:19 AM

I agree with you not wanting to double pay, but like the previous answers I dont think that full coverage with a specialty carrier is all that expensive. The one thing you may want to double check on is if forbid, there is an accident whom will pay? I had a fire and double coverage (business ins. and personal ins.) and it got a little tricky over who payed for what. I know its apples and oranges but...........

01-13-2021, 08:19 AM	#5
77Birdman Senior Member Join Date: Nov 2018 Location: North Eastern MD Posts: 486	Re: Insurance policy w/o liability? I agree with you not wanting to double pay, but like the previous answers I dont think that full coverage with a specialty carrier is all that expensive. The one thing you may want to double check on is if forbid, there is an accident whom will pay? I had a fire and double coverage (business ins. and personal ins.) and it got a little tricky over who payed for what. I know its apples and oranges but...........