Quote:
Originally Posted by Jeff/Illinois
I never thought really that much about it, just belonged for the magazines more than anything else. Now I realize that membership in the National Clubs is also additional cheap insurance and today, sadly, you need all the protection you can get. That alone is worth quite a bit. Makes the annual dues fairly cheap in retrospect.
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No, you are not covered personally. Your local club is covered from any actions that you take that may lead to damages.