Will this help?
http://www.fordbarn.com/forum/showthread.php?t=43710
Google "1932 Ford Model BB truck" and info. will help determine value. Also, look in Hemmings to see what they are selling for. I think after 25K most companies want an appraisal. If it's in great condition I would insure it for at least $20-24K (Agreed value).