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I set it all up with my bank first, the wire transfer bank and acct. numbers of the car owner or whoever, I put the money in my account, a person to call at my bank to do the transfer. When I get to where the car is and everything is good there, I call my contact at my bank and tell them to do the transfer. We all sit down and talk until the car owners bank calls and tells him the money is transfered. He then signs the title and I drive off in my new car. Real safe and secure for both parties.