[Keith True]

I check every year,prices are always changing.American Modern is one of the ones I just got a quote from.Comparing apples for apples,they are within $4.of what I am paying from Hagerty.That is $1. per car per year.Five years ago Grundy was way out of the park on pricing,again comparing apples for apples.This year they are about 20 bucks cheaper,but I am not bothering to move from a local business for $20.One thing that I see that American Modern does that nobody else seems to do is write a policy without collision.That would work well for me for some old trucks that only make a loop around town once a year.When I add a 58 BSA,or a 72 Sportster for $18.a year to my Hagerty policy though it seems stupid to not cover it for that kind of money.Right now I have three A's and a 54 Studebaker insured.Two A's are at $16000.and one is at $12000. I don't remember what the Stude is at,I think it is at around $7500.That one was updated so it may be more now.I am paying about $290. with the update on the Stude.It does vary from state to state due to state laws,limitations,requirements,area risks,etc.I sold a 65 Mustang to a fellow in Maine,he insured it with the same company I did,same coverage,age group,clean driving record,and he pays about $40.less than I did.