The Ford Barn

The Ford Barn (https://www.fordbarn.com/forum/index.php)
-   Model A (1928-31) (https://www.fordbarn.com/forum/forumdisplay.php?f=3)
-   -   Model A insurance coverage (https://www.fordbarn.com/forum/showthread.php?t=286655)

McMimmcs 09-04-2020 02:10 PM

Model A insurance coverage
 

If a mouse gets into your car over the winter and eats a hole in the upholstery, is it covered by your comprehensive insurance?

BRENT in 10-uh-C 09-04-2020 02:38 PM

Re: Model A insurance coverage
 

Yes. It will pay to repair it to a condition just as it was prior to the damage occurring, ...minus deductible.

mass A man 09-04-2020 02:42 PM

Re: Model A insurance coverage
 

I would think so. A call is cheap and fast to your insurer. Have your insurance policy at hand. Most of us have a deductible on the parts/repairs, so you would have to figure out first how bad the damage is and the cost to recover the cushion. Mice usually don't "eat and run". Check for a family buried deeper in your seat cotton/springs.

McMimmcs 09-04-2020 07:55 PM

Re: Model A insurance coverage
 

Quote:

Originally Posted by mass A man (Post 1927580)
I would think so. A call is cheap and fast to your insurer. Have your insurance policy at hand. Most of us have a deductible on the parts/repairs, so you would have to figure out first how bad the damage is and the cost to recover the cushion. Mice usually don't "eat and run". Check for a family buried deeper in your seat cotton/springs.

Good advice, thank you !

700rpm 09-04-2020 11:19 PM

Re: Model A insurance coverage
 

Hagerty specifically disallows insect damage. I don’t know about rodents.

PRG999 09-05-2020 06:51 AM

Re: Model A insurance coverage
 

Try your home owners coverage as well, that might be a covered event even if not in your garage

McMimmcs 09-05-2020 07:09 AM

Re: Model A insurance coverage
 

Quote:

Originally Posted by PRG999 (Post 1927771)
Try your home owners coverage as well, that might be a covered event even if not in your garage

Thanks, never thought of that!

Redbird 09-05-2020 06:19 PM

Re: Model A insurance coverage
 

Quote:

Originally Posted by PRG999 (Post 1927771)
Try your home owners coverage as well, that might be a covered event even if not in your garage

Not covered!

McMimmcs 09-05-2020 06:35 PM

Re: Model A insurance coverage
 

Quote:

Originally Posted by Redbird (Post 1927962)
Not covered!

Did you try ?

Ranchero50 09-06-2020 09:38 AM

Re: Model A insurance coverage
 

Read your policy before calling. I called my homeowners years ago about options to get a tree removed and they counted it as a claim even though I was just asking about coverage...

ronn 09-06-2020 10:07 AM

Re: Model A insurance coverage
 

in that case, call anonymously or say- Im just asking for a friend........lol

Licensed to kill 09-06-2020 10:08 AM

Re: Model A insurance coverage
 

Quote:

Originally Posted by Ranchero50 (Post 1928159)
Read your policy before calling. I called my homeowners years ago about options to get a tree removed and they counted it as a claim even though I was just asking about coverage...

I would change insurance companies IMMEDIATELY if they did that to me.

McMimmcs 09-06-2020 02:15 PM

Re: Model A insurance coverage
 

Quote:

Originally Posted by Licensed to kill (Post 1928175)
I would change insurance companies IMMEDIATELY if they did that to me.

You and me too.

Synchro909 09-06-2020 07:09 PM

Re: Model A insurance coverage
 

Not that it really matters from the other side of the planet but I'd be out of that company quick smart.


All times are GMT -5. The time now is 05:35 AM.

Powered by vBulletin® Version 3.8.11
Copyright ©2000 - 2024, vBulletin Solutions Inc.