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40fordpu 01-04-2017 01:00 AM

Insurance
 

I know there are a lot of classic car insurance companies out there. Want to know the best. My issue is that I have a project and I have heard some won't insure in any state of project unless its complete. What is your experience with this??? I have over $18k in parts (exactly what I know the truck is worth). What companies will work with me and whats the procedure? Thanks

51 MERC-CT 01-04-2017 03:41 AM

Re: Insurance
 

Hagerty is one, check with them.

https://www.hagerty.com/Insurance/Cl...re-Parts-Tools

funrunr 01-04-2017 06:06 AM

Re: Insurance
 

Haggerty covered mine in project state, very affordable too.

turnpikecrusier 01-04-2017 06:34 AM

Re: Insurance
 

Hagerty is who I use. Im happy with them.

dwick01 01-04-2017 06:38 AM

Re: Insurance
 

Thank you for posting this, and for the responses. I am ready to insure my fordor, and went to the Hagerty website. Was surprised at how reasonable they are. That is who I am going with. Not affiliated with them in any way.

37 Cab 01-04-2017 07:14 AM

Re: Insurance
 

I use Hagerty as well. I like the agreed value concept.

slowforty 01-04-2017 07:15 AM

Re: Insurance
 

I have had excellent service from Grundy also.

oldbugger 01-04-2017 07:15 AM

Re: Insurance
 

4x Hagerty. Paul

chap52 01-04-2017 08:04 AM

Re: Insurance
 

American Family has a very reasonable special coverage for project cars.

Joe777 01-04-2017 09:17 AM

Re: Insurance
 

Grundy covered my truck while in the project stage. Sent them some pics and told them how much I had in it. Reasonable rates too.

TJ 01-04-2017 10:34 AM

Re: Insurance
 

I also use Grundy. Very reasonable rates and they are excellent when it comes to handling their claims. The vehicle whether a runner or a project must be stored in an enclosed building. Car ports are a no no.

Ford Freak 01-04-2017 10:35 AM

Re: Insurance
 

I've always had J C Taylor . Good to deal with .

Kahuna 01-04-2017 11:27 AM

Re: Insurance
 

Hagerty or Grundy
You won't go wrong with either one

JM 35 Sedan 01-04-2017 01:14 PM

Re: Insurance
 

Quote:

Originally Posted by slowforty (Post 1408878)
I have had excellent service from Grundy also.

Same here. 10 years with Grundy. Had one claim for damaged front fender and they had an adjuster to my house to make an acessement very quickly. Recieved a check about 2-3 days later. Rates are also reasonable.

mhsprecher 01-04-2017 02:55 PM

Re: Insurance
 

I have JC Taylor, too. Not sure about the others, but with JCT, after two cars, they provide a discount on additional cars, assuming you can't drive them all at the same time, I figure.

Jeff/Illinois 01-04-2017 06:10 PM

Re: Insurance
 

Quote:

Originally Posted by Kahuna (Post 1408988)
Hagerty or Grundy
You won't go wrong with either one

Agree. Both are excellent and the premiums are really about the same at least for me. Currently have Hagerty on two cars and Grundy on one. Both are very good.

corvette8n 01-04-2017 06:44 PM

Re: Insurance
 

I have Hagerty, my car is complete so I don't know if they cover projects. I am happy with the price I pay for the year.

mhsprecher 01-04-2017 06:58 PM

Re: Insurance
 

Hagerty does a lot to support the hobby. I don't have insurance through them, but their level of commitment to the hobby seems to exceed others.

GB SISSON 01-04-2017 07:18 PM

Re: Insurance
 

For guys like me that don't paint them, are they ( Hagerty) ok with that? I am by no means a rat rod guy, I like them stock and safe, but some of my stuff looks 'unrestored' and a friend said his company wouldn't insure cars like that. My trucks have always been on my business insurance as regular workers, but I have a few now that don't haul anything and would like to go 'collector' on them.

37 Cab 01-04-2017 07:21 PM

Re: Insurance
 

They do agreed value. Your premium reflects the value you insure your car for. I don`t think paint would be an issue.


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