Hagerty insurance ?
 

Any of you guys insure your cars with Hagerty ((?) ?
I've been with AAA for 50 some years.
I don't know what has changed, but they seem to not want my old car business these days....!!

Wondering how Hagerty works for OLD car insurance ?
Thanks for any/all helpful info.:)

How about Grundy (?) sp....

Re: Hagerty insurance ?
 

I had a small company for years, now they changed my policy to Hagerty. No issues but then I have had no problems either. I hear they are good and understand the hobby.

Re: Hagerty insurance ?
 

Read thru these threads obtained via a SEARCH. Might be helpful. You can zip over to HAMB and do the same.
https://www.fordbarn.com/forum/searc...rchid=20109310

Re: Hagerty insurance ?
 

I have Grundy, but have friends who have Hagerty. Comparing notes when it comes to having a claim both companies respond very well and take care of the policy holder. I think you will find as I did that they will also save you money on the premiums. I cut my premiums in half from State Farm who used to carry my old Fords.

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I started with J. C. Taylor, went to Grundy when the premiums went up, went to Hagerty when the premiums went up. Hagerty is the best. You set your vehicle values.

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It's been my experience that the big ins. companies become the middle man and have a smaller classic car ins co. do the insuring. Therefore more expensive.

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I have been with J C Taylor for my old cars for 30 years. I hit my fence pulling my 46 out of the shop and the rear suicide door opened and caught and bent back. Sickening. I submitted a claim to J C Taylor. They have Foremost do their claim work. I submitted pictures and an estimate from a licensed repair shop. The adjuster called me and asked if based on the damage was that enough to cover the damage. I said it should do and shortly after got a check for the repairs.
Great service and I am happy.
John

Re: Hagerty insurance ?
 

I've had Hagerty for over 20 years; reasonable premiums and have been good to work with, though I've never had to make a claim.

A friend has also had Hagerty for years and has made at least two claims; they've always treated him well and paid promptly.

Re: Hagerty insurance ?
 

Don't have Hagerty, but it's a very popular choice with the vintage Mustang folks.
My '48 is still with USAA but I will probably be moving it over to Condon Skelly, who insures another one of my vehicles. CS does a agreed value policy and underwrites using a couple of providers, the main one being Ironshore Indemnity.
I was a insurance auto damage appraiser right out of college, so I scrutinized Condon Skelly pretty closely.

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I've been with State Farm since '68 and just recently insured my newly purchased '35 with them. They asked me what my insured value was and they then wanted pictures. Everything very smooth and the insurance cost is less than my motorcycle! I've checked other places as well and decided to stick with SF. I believe in keeping the insurance companies honest about every two years and always check at least two sources. Happy hunting!

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Hardtimes - Count me strongly in the Hagerty arena; all the above favorable comments, plus something that I have never heard of with other insurers (and I have USAA on my daily drivers): Hagerty now has Cherished Salvage Coverage. In my case, (and just as an example because I have 6 hot rods and antiques insured by them), the additional coverage was $16 per year on a $30k Mustang. What this means in simple terms, is that if the car is totaled, Hagerty writes a check for the agreed upon value, PLUS I keep the car - mine to do with as I please.
I am not an agent for Hagerty, nor have any vested interest - but these policy perks put Hagerty way out in front, for me.
Y'all stay safe!

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There seems to be a basic misunderstanding about the roles Hagerty and J.C.Taylor play in this process. Neither of them is an insurance company, they are insurance agents and your underlying insurer is a behind-the-scence insurance company, not the insurance agent. They are your interface and act on your behalf, but do not actually insure your vehicle, nor do they have the financial assets to do so.

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I've had Hagerty for a number of years, and had Grundy before that.

Both good companies no problems. Good folks nice customer reps. Friendly and helpful.

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Have had Hagerty for over 15 years. You set the value of your car. Reasonable rates that didn't go up after two claims, one pretty substantial: wind storm and big oak tree fell on '78 Bronco, total loss. The other, a deer hit the driver side of my '36 coupe. They sent adjuster quickly and paid quickly. Plus, they send me a birthday card!!! Cheers, Rod

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Hagerty on both my vehicles, small claims, but very happy with response and service.

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I'd be careful with Condon & Skelly right now. I have had them for over 30 years, and my last communication with them is that they are no longer associated with "Ironshore Indemnity Inc.". Included in the renewal packet I got from them was "Notice of Non-Renewal of Insurance from Ironshore indemnity" They will allow me to renew the policy, but they are no longer associated with Ironshore Indemnity.

I'm in the process of looking into this situation. I think there may be something going on in the old car insurance business these days.

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Hagerty here too. I've never filed a claim with them but the onboarding was quick and easy and the service has been great.

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I'm with ROB35. I've used State Farm for years for my two classic cars. 37 Ford and a 69 Camaro SS. Both have Stated Values of $30,000 and $40,000 and run about $220.00 each a year. Never had a claim, so not sure how smooth that would go. Have several friends with multiple classic cars insured with State Farm. Check and see if it would work for you. Nate Anello

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I have had JC Taylor for over 40 years . Only one claim and they were honest , real fair about my claim and getting my car fixed without any hastles.
Vic

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That's news to me. I'll check into it.
My current policy period is August 2020 to August 2021. Ironshore Indemnity is at the top of the declarations page....

Re: Hagerty insurance ?
 

This is true. I'm with Grundy but I'm billed by PHILADELPHIA INSURANCE COMPANIES....

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My current policy runs 3/1/2020 through 2/28/2021.

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Have had Hagerty for several cars for 20 years. Great rates and great to work with. Had a vehicle damaged in transit on a popular enclosed transport.

Transport was difficult to work with. During the process I called Hagerty just to report the incident and that I was working with the transporter.
The next day they had an inspector out to look at the paint damage, asked me to get an estimate from my choice of painters. I had the check from Hagerty when job was completed. They went after the Transport Company and got them to pay. You can't have better service than that. Good rates.
Don

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Hagerty.

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I've had Hagerty for about 26 yrs. 3 claims , last was $12K, paid quick, no limits on mileage, great service

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I have 3 on Hagerty. About 100 bucks a year each. Not real high dollar cars though, but good liability coverage is the most important to me. I like the agreed value and rates, but I LOVE their magazine.

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You guys are the BEST, and always come thru with details and facts...I thank each and all of you !!
Ive never had to submit a claim. Ive always driven what I could afford... some real heaps...old school with gray primer paint jobs. Mainly built from cast off stuff. My better half says... insurance is important...lol
She will read every word of your help !
Thanks again.

BTW...I too have feeling...things are changing.

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Have used Hagerty and it was fine. I have everything; home, late models with Auto Owners. 3 years ago my agent got my 52 Vicky with Owners for less $$ and equal coverage. May pay to check with your agent.

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I have had Hagerty for 3 years, it was easy to sign up, half of the procedure was done with a phone call and the other half online, plus their magazine they send bi-monthly is cool.

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Hagerty here also, about 15 yrs, 1st on the Model A and now on the 40. NO claims and I think reasonable (cheap) compared to daily driver.
Paul in CT

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NOW for the aspect of this insurance (Especially for Multi-Car policies) that is "Going" to happen. We have Hagerty on a "Multi-Car" policy. We were trailer-ing a car to the West Coast and were involved in an Accident (not involving the trailer or car) with our truck and trailer. The "other" party involved in the accident filed a law suit, included Hagerty in the suit (of which they had NO fiscal responsibility) BUT Hagerty did share a complete listing and value of every car on the "multi car" policy with the "opposing" attorney!!! SO be prepared!!! That action "amended" the litigation amount "QUITE" substantially!!!

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I've had Hagerty for a few years with no issues.

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Hagarty is a good choice. They specialize in antique car insurance. You state the value they tell you the cost it's a negotiated insurance for your car not blue book value.

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I've had Hagerty for almost twenty years. They were the only ones that would insure an antique car with a driver under 25 at the time, which is why I got them. I've got five cars on my policy at the moment. The price is great and fortunately I've only had one small claim but it was no problem. I have a friend who has them also, he made out pretty well when someone backed into his car in a parking lot also.

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I am starting the process of going with Hagerty for 4 vehicles. I have an agreed value policy ($40K)with a (normal car type company) on my XLR-V & am paying twice what I would through Hagerty. The only reason I hadn't done this sooner is 2 of the others were not as far along as they are now & (normal type company) handles my everyday cars/house/shop

God Bless
Bill
https://www.jalopyjournal.com/forum/...closed.614419/

Re: Hagerty insurance ?
 

Old/vintage cars are insured with Hagerty.

But interestingly, was with AAA for over 40 years. This year got my declaration and they had decided to substantially increase rates one one of my existing cars, (modern). When I called them to ask why, they said they re-evaluated all of their policies and had decided that car was higher risk. They have insured this very car and same drivers for over 4 years? They referred my case, (supposedly), to a higher manager, but never called back. Moved modern cars to State Farm and realized a substantial savings.

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I actually have both Haggerty and Grundy. One is for my '36 which I drive. The other is for the '35 pickup which is a project. One or the other would not insure a 'non-road worthy/non-running' vehicle, but I can't remember which company that is right now and I can't look it up at the moment. I wanted my '35 insured because I was skeptical about how well my homeowners would work for something which I think is 'valuable' but they may not in the event of a fire or other disaster.

Of course, as stated above, they all seem good as long as you don't file a claim. Never done that so I can't comment.

Heard

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Hagerty has had my cars for over 20 years!! Never a problem with them, easy to work with when changing cars or coverages. Tops in my book

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Nothing unusual here. I’m sure others were named in the suit that you haven’t mentioned. Typical lawsuit, name anyone and everyone attached, they’re just figuring out who is going to pay. Hagerty was required to disclose your info through a request or deposition.

In this situation, any insurer would be required to do this.

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Didn’t read all the reply’s but as Tubman indicates things r changing @ C&S! I’m switching to Hagerty’s in the spring 4 POM. I have 4 insured w Condon & Skelly 4 10 yrs. not bad price but very restrictive on usage now w changes concerned! Got a Buddy w Haggerty says their great as long as u don’t go over mileage u set they don’t set many usage restrictions & pricing seems about the same when I got a quote. Anyone else w knowledge / experience on how restrictive w ‘when u can drive’ or not w Hagerty!